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Conforming Loan Qualifying Calculator


Please Remember !
There are many different kinds of loans... this calculator only figures for Conforming Loans. We Offer All kinds of Mortgage Programs. You Should Call Us to Get More Information and Quick Qualify...
 

Requirements: This calculator requires Netscape Navigator or Internet Explorer 3.0 or higher and that you have enabled JavaScript in your browser's user preferences panel.

Instructions: Complete or change white entry fields (gray fields are calculated automatically). The calculator will automatically recalculate anytime you make a change to white field and then press the TAB key. NOTE: When making entries into the entry boxes only numbers and decimal points are permitted. Typing in dollar signs, commas, and other non-numeric characters will result in an error message.

Purchase Information

Purchase Price:
Down Payment:
Loan amount:
Interest Rate:
Length of the Mortgage in years:

Payment Information

Principal & Interest:
Annual Property Taxes:
Annual Insurance:
Annual PMI:
Monthly association fees:
Monthly Payment (PITI):
Tax deductable portion of payment:

Qualifying Information

Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to Payment Ratio (max = 33%):
Current Debt to Income Ratio (max = 45%):




Longer term loans may take a few moments for the report to be generated.

 

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We're here to help...
We understand that the mortgage process can be problematic and difficult... and sometimes you're confused by all the terminology, programs and products that may be available. Maybe you're not sure if you qualify... and if so, what is the best loan and term for you. Our team has the know how and experience to help you find the mortgage loan that is just right for you. We're here to help!
 
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We offer Home Mortgage Loans for just about any reason! Serving All of California.

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